Students do not list a beneficiary for this coverage. AHP worked with the carrier so that AD&D expenses are paid following the outline listed below to avoid the “Estate of” process.
If the Covered Person has not chosen a beneficiary or if there is no beneficiary alive when the Covered Person dies, GeoBlue will pay the benefit amount for loss of life to the first surviving party in the following order:
- The Covered Person’s Spouse or Domestic Partner;
- In equal shares to the Covered Person’s surviving children;
- In equal shares to the Covered Person’s surviving parents;
- In equal shares to the Covered Person’s surviving brothers and sisters;
- The Covered Person’s estate.
The family will provide the below when submitting for reimbursement:
- Original Death Certificate or Certified copy
- Certified copy of the Inquest Verdict if held
- Copy of the Autopsy Report if held
- Copy of the Accident Report